What You’ll See When the Tide Goes Out

Some seasons announce themselves gently. Others arrive with unexpected surprises. So far, 2026 feels like the latter — filled with news that makes us think more carefully about security, stability, and the people we care about most.

Surprises can act as a spotlight. They draw our attention to what we value, where we may feel exposed, and what deserves protection. The key is standing on solid ground, supported by thoughtful decisions and steady habits, where surprises are far less likely to knock you off balance.

Famed investor Warren Buffett once said, “You only find out who is swimming naked when the tide goes out.” Challenging moments will reveal whether your foundations are strong — or whether they were built on risk and assumption. And though surprises may tempt us to react quickly, our best decisions are rarely made in urgency.

True strength and confidence display patience with small, consistent steps toward the future.

If something feels uncertain in your life, I’m here to help shield you from surprises. Renewed confidence often begins with a simple conversation — and can carry us through the tides and seasons to come.