Financial literacy empowers us to make smart financial decisions. It provides the knowledge and skills we need to manage money effectively—budgeting, saving, borrowing, and investing.

This means that we’re better equipped to reach our financial goals and achieve financial stability.

Interested in giving it a listen? Choose from the categories below or check out all our episodes here. 

One-Click Worksheets:

1. Family Monthly Budget
   Track your finances in a way that works for you.
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2. Net Worth Statement
   A net worth statement is a financial tool that shows your financial position at a given point in time. It is like a “financial snapshot” that shows the dollar value of what you own (assets) and what you owe (liabilities or debts).
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3. S.M.A.R.T. Goals
   • Specific (simple, sensible, significant).
   • Measurable (meaningful, motivating).
   • Achievable (agreed, attainable).
   • Relevant (reasonable, realistic resourced, results-based).
   • Time-bound (time-based, time-limited, time/cost limited, timely, time-sensitive).
     
     
4. Savings Goals Work Sheet
   This budget worksheet will help you list your goals, compare them with how much you can realistically budget toward savings, and rank your financial priorities. 
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5. Vince Micciche: Annuities a Fair and Balanced View
   A closer look at the design and structure of annuities may be helpful in understanding their place in the broad universe of financial instruments available today.
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6. Vince Micciche: I am a Financial Advisor – I am a Fiduciary
   I am a Fiduciary - What that means to you.
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